Blogmas day 2: Good morning, and welcome back to my blog! How is everyone on this cold Thursday morning? I am feeling pretty great 🙂 I have been battling a cold for the past 2 weeks and I am still not better yet so I am feeling frustrated but I go on break from school in a week so that is what’s getting me through this week. 🙂
Today’s post is a very important one! I know I am not alone in this aggravation of having to spend money during the Holidays. Having to buy presents for my friends, family & spending money on decorations is slowly adding up. That is why today’s post is so important.
Are you tired of spending money during the Holidays? And of having those numbers add up? WELL, you are in the RIGHT place! Today I will be sharing with you money saving hacks that will turn your money spending frown upside down 🙁 → 🙂
All of these hacks I found on other sites. I found a few different sites and complied their hacks and changed them so I could share them with you.
“Treat yo self” a little bit less
Randy Becker, owner of the Becker Retirement Group based in Seattle, Washington, suggests cutting the spending habit in half rather than going on a cold turkey purist quest. This way you can still have your treat and save money, too.”
Get to know your old friend “cash” again
“For some, a plastic spending spree could bring on holiday financial stress once the bills come in. One easy suggestion to track your spending, and save money during the holidays, is to use actual cash instead of plastic.”
Make a shopping list (check it twice) and commit to it
“Your shopping strategy is key if you’re trying to save money during the holidays. If you’ve ever gone grocery shopping without a list and on an empty stomach, you might have felt the gnawing desire to load up on everything around you. Holiday shopping without a list can be a similar experience.”
Give something homemade and from the heart
“Showing up to a holiday party with a terrific, but costly, bottle of wine might seem like the perfect hostess gift. But, giving something homemade can still show your gratitude and enable you to save money during the holidays.”
I found these tips on discover.com
Track Your Spending
“Your budget does no good if you don’t effectively track your spending. Keep a separate Christmas fund in a dedicated bank account. This makes it easier to separate holiday spending from regular, day-to-day expenses.”
Use the “Secret Santa” Method
“Buying for a huge family becomes a huge expense – not to mention a major drain on your schedule. Instead of buying for each member of the family or even pulling names out of a hat, think about funneling your resources into a Secret Santa experience instead.”
“Hosting Christmas Eve dinner is something that is both joyous and merry. Prepping, cooking, and having everyone together for Christmas is something wonderful– but you know what many don’t love? How expensive all the food, decor, and activities always are. Buying food for say 30 people is seriously pricey, and if not for potluck assignments, You can be spending most of your Christmas budget on food and drink.”
“If you’re hosting an event, embrace the idea of potluck assignments. Let everyone know you’re going to make the main dish, but that you’d appreciate help on sides, appetizers, desserts, and drinks. Simply send out an email a few weeks in advance letting everyone know what their assignments are to ensure you don’t end up with five vegetable trays and no dessert.”
I found these tips on money crashers.com
Redeem Credit Card Points
“Now’s the time to redeem the credit card points you’ve been earning all year and increase your purchasing power for the holidays. Depending on how much you’ve saved up, you might be able to fund entire gifts with just rewards points.”
Raid the Pantry
“Check your cupboards before grocery shopping to make sure you’re not buying extras of food items or spices you already have. Plus, see if you can change recipes slightly to use what you already have.”
“There are plenty of recipes you can make using Holiday leftovers. If the kids leave food on their plates, plastic wrap it and save it for them to finish later. Also, consider using the turkey carcass to make soup or broth — it’s delicious and easier than you’d think.”
“Thanks to coupon sites, you no longer have to sift through the newspaper with a pair of scissors. If you want to save some dough check your favorite retailers site for coupon codes before heading to the store.”
I found these tips on Go banking rates
Thank you so much for reading today’s post. If you have any questions comment them below and I will be sure to respond. I hope you enjoyed blogmas day 2 and that it helps you out during the Holidays! Have a great day! And I will see you tomorrow.
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